Is there a 0% EMI option available on your products?

Yes! We provide 0% EMI on our memory foam and latex mattresses on all MasterCard and VISA credit cards issued by Indian banks for tenures of 3, 6, and 9 months. There is no minimum purchase amount. All you have to do is pay with your credit card and ask your bank to convert the payment into EMI and send you a payment schedule. You can forward this payment schedule to us and we will issue you a refund on the interest amount paid by you so that the overall transaction becomes 0% EMI. Please note refunds are issued directly to your bank account.

Please find below the rules for interest amount refund (for 3, 6, and 9 months) - 

  • For 3 month EMI - 2.1% of the invoice value or the actual interest charged by the bank, whichever is lower.
  • For 6 month EMI - 3.7% of the invoice value or the actual interest charged by the bank, whichever is lower. 
  • For 9 month EMI - 5.6% of the invoice value or the actual interest charged by the bank, whichever is lower.

For more details on how to avail 0% EMI, contact us at care@winknod.com or visit https://winknod.com/pages/emi-option